Best Stripe Alternatives in 2026
Stripe (Free / $0/mo) not the right fit? Here are 11 alternatives we tested and compared — from free options to enterprise-grade tools.
Last updated: February 2026 · 11 alternatives reviewed
Stripe
Payment processing platform for internet businesses with powerful APIs and developer tools.
- 2.9% + 30¢ per transaction adds up at volume
- Account holds/freezes can happen without warning
- Complex pricing for advanced features (Connect, billing metering)
📝 Why People Look for Stripe Alternatives
Stripe remains the developer’s payment platform. The API documentation is legendary, and Stripe Checkout can have you accepting payments in under an hour. For indie devs, the 2.9% + 30¢ per transaction is standard but adds up — consider Lemon Squeezy or Paddle if you want to avoid sales tax complexity.
Migrating from PayPal or another processor? Stripe’s migration tools handle card token transfer for subscription businesses. Plan for 2–4 weeks of development time to rebuild checkout flows. Never migrate during a billing cycle peak.
Top 11 Alternatives to Stripe
Linear
Streamlined issue tracking and project management built for modern software teams.
- Blazingly fast UI — feels instant even with thousands of issues
- Keyboard-first design loved by developers
- Free tier capped at 250 issues — fills up fast for active projects
- Limited document/wiki features — need Notion or similar alongside
GitHub
The world's leading platform for version control, code hosting, and developer collaboration.
- Industry standard for code hosting — virtually every dev uses it
- Free tier is incredibly generous (unlimited repos, 2K CI minutes)
- GitHub Projects is basic compared to Linear or Jira
- Free org tier limits private repo collaborators to 3
Cursor
AI-first code editor built on VS Code with deep AI integration for code generation, editing, and chat.
- Best-in-class AI code generation and multi-file editing
- Full VS Code compatibility — all extensions work
- Free tier is very limited (50 slow requests/month)
- Requires internet connection for AI features
Vercel
Frontend cloud platform for deploying and hosting web applications with automatic CI/CD.
- Zero-config deployment for Next.js, Nuxt, SvelteKit
- Free tier is generous for personal projects (100GB bandwidth)
- Pro plan is $20/user/mo — adds up for teams
- Serverless function cold starts can affect performance
Supabase
Open-source Firebase alternative with PostgreSQL database, authentication, storage, and edge functions.
- Full PostgreSQL with Row Level Security — real database, not NoSQL
- Free tier is incredibly generous (500MB DB, 50K MAU auth)
- Free tier pauses after 7 days of inactivity (can lose data if not careful)
- Limited to 2 free projects (need Pro for more)
Resend
Developer-first email API for sending transactional and marketing emails with React Email support.
- Cleanest email API on the market — 3 lines of code to send
- React Email for building beautiful email templates with React
- Free tier limited to 100 emails/day (can hit limit on launch day)
- Relatively new — smaller ecosystem than SendGrid
PostHog
Open-source product analytics suite with feature flags, session replay, A/B testing, and surveys.
- Replaces 5+ tools: analytics + session replay + feature flags + A/B testing + surveys
- Generous free tier: 1M events/month (most startups never exceed this)
- UI can feel overwhelming with so many features
- Self-hosting requires DevOps knowledge
Railway
Infrastructure platform for deploying apps, databases, and services with simple DX.
- Deploy anything — Docker, Node, Python, Go, Rust, databases
- One-click PostgreSQL, Redis, MySQL provisioning
- Free tier is just $5 credit (runs out fast with always-on services)
- No serverless functions (everything is container-based)
Lemon Squeezy
All-in-one platform for selling digital products, SaaS subscriptions, and managing taxes globally.
- Handles global sales tax automatically (huge for solo devs)
- Merchant of Record — they handle tax compliance, not you
- Higher per-transaction fee (5% + 50¢) vs Stripe (2.9% + 30¢)
- Fewer payment methods than Stripe
Paddle
Complete payments, tax, and subscription management platform for SaaS. Merchant of Record model handles global tax compliance.
- Merchant of Record — handles all global tax/VAT compliance
- Built-in subscription management, dunning, and invoicing
- 5% + $0.50 fee is higher than Stripe's 2.9%
- Less customizable checkout vs Stripe
Gumroad
Sell digital products, memberships, and courses directly to your audience with a simple storefront.
- Zero upfront cost — pay only when you sell
- Built-in email marketing (Workflows)
- 10% fee is high for volume sellers
- Limited storefront customization
Frequently Asked Questions
What is the best free alternative to Stripe?
The best free alternatives to Stripe include Linear, GitHub, Cursor. Each offers a free plan with varying feature limits.
Is there a cheaper alternative to Stripe?
Yes. Stripe starts at Free / $0/mo. Several competitors offer lower pricing.
Why do people switch from Stripe?
Common reasons include: 2.9% + 30¢ per transaction adds up at volume, Account holds/freezes can happen without warning, Complex pricing for advanced features (Connect, billing metering). Each alternative addresses different pain points, so the best choice depends on your specific needs.
Can I migrate my data from Stripe?
Most alternatives offer import tools or CSV migration paths. The complexity depends on your data volume and workflow complexity. We recommend running both tools in parallel for 1-2 weeks during transition.